Privacy Policy

Privacy Policy

Introduction

Welcome to https://debt-consolidation-payment-plan.vibereports.co.uk (hereafter referred to as “the Company” or “we”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, storage, use, and disclosure of personal information in alignment with various international privacy laws and regulations, including:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA)
  • Colorado’s Privacy Act (CPA)
  • Utah’s Consumer Sales Privacy Act (UCPA)
  • Connecticut’s Consumer Data Protection Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy is applicable to all aspects of our online presence, including but not limited to, our website, mobile applications, services, and products offered under the domain https://debt-consolidation-payment-plan.vibereports.co.uk. However, please be advised that this policy does not extend to third-party platforms, applications, or services accessed through links on our site. These external entities have their own privacy policies, and we encourage you to review them.

Processing Activities

This Privacy Policy governs your interactions with us in the following scenarios:

  1. Using our applications and services as an authorized user.
  2. Visiting any of our websites linked to this Privacy Statement.
  3. Receiving communications from us, such as newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect several types of personal data, including:

  • Account Information: Details associated with your user account, such as username, email address, and password hashes.
  • Payment Information: Data related to transactions, including payment method details, billing addresses, and transaction history.
  • Financial Information: Personal financial data required for debt consolidation services, like income levels, existing debts, and credit scores.
  • Purchase Information: Records of products or services purchased from us, along with associated pricing and order details.
  • Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, device tokens, and advertising IDs.
  • Location Data: Information about your geographical location when you use our location-based services.
  • Feedback: Comments, reviews, and responses provided by users regarding our products and services.
  • Social Media Information: Personal data collected from social media platforms when users interact with us through these channels.
  • Product Information: Details about the products or services of interest to users as they navigate our website.

We gather this information through various means, including direct user input forms, online interactions, browser cookies, and automated technologies. Additionally, third parties may share personal data with us, though we are not responsible for their privacy practices.

Cookies

We utilize cookies to enhance user experience and provide valuable analytics. Cookies can be categorized as:

  • Strictly Necessary: Essential for navigation and functionality on our sites.
  • Preference: Remembering user preferences and settings.
  • Analytics: Tracking website usage to improve performance and services.

Users have the option to manage and control non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected, plus an additional period to comply with legal requirements. Once the data is no longer required for these purposes, we securely delete or anonymize it from our systems.

Security Measures

To safeguard your personal information, we have implemented robust security measures:

  • Employing encryption protocols for secure data transmission and storage.
  • Engaging trusted third-party processing partners who adhere to strict data protection standards.

Children’s Privacy

We do not intentionally collect or solicit personal data from children under the age of 18. If you believe we have collected such information by mistake, please contact us using the details provided below, and we will take immediate action to rectify the issue.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

  • Access to your data and its use.
  • Requesting corrections or amendments if data is inaccurate or incomplete.
  • Erasure or deletion of your data.
  • Restriction on the processing of your data.
  • Portability of your data, allowing you to receive a copy in a structured format.
  • Objection to or withdrawal of consent for data processing.
  • Non-discrimination for exercising your data privacy rights.

To exercise these rights or submit related inquiries, please reach out to our Data Privacy Team at:

  • Email: [email protected]
  • Mail: Data Privacy Team, Debt Consolidation Payment Plan, [Address]

Changes to Policy

We reserve the right to update and modify this Privacy Policy at any time. Any significant changes will be posted on our website with an updated revision date. We encourage you to review this page periodically for the latest information.

Contact Information

For any questions, requests for data removal, or further inquiries regarding privacy, please contact us:

  • Email: [email protected]
  • Mail: Customer Support, Debt Consolidation Payment Plan, [Address]

We appreciate your trust in our company. Your privacy is of utmost importance to us, and we are committed to maintaining a transparent and secure data handling process.